Gender pension gap
The potential barrier to reaching the same savings levels as men The gender pension gap is an issue that extends beyond just the disparity in earnings between men and women. It also encompasses other aspects such as financial confidence, engagement with financial products, and socio-economic factors.
Heightened interest rates increase demand for annuities
What will you do with your hard-earned pension pot at retirement? As we navigate life’s journey, retirement presents both a dream and a challenge. It’s the stage where we finally enjoy the fruits of our labour, a time for relaxation, exploration, and personal growth. But the question that often looms is how can we ensure […]
The forgotten task on Britons’ to-do list
Financial pitfalls that could have been easily avoided Managing retirement plans and paperwork can seem daunting in our fast-paced, constantly evolving world. Yet, it’s an essential chore that should not be pushed aside. Not staying up-to-date with your retirement plans can result in financial pitfalls that could have been easily avoided.
Investing after retirement
Preserving wealth for your future lifestyle After a lifetime of hard work, you’ve successfully built a substantial and comfortable retirement account. Congratulations are in order. You’ve officially entered the golden years of retirement! Now, it’s time to enjoy the fruits of your labour, provided you’ve laid the groundwork for a well-prepared retirement. But investing after […]
The power of prevention
An effective financial plan acts as your protective shield In the realm of financial well-being, an old adage rings particularly true: ‘Prevention is better than cure.’ An effective financial plan acts as your protective shield, specially designed to weather any economic storm that may come your way. It offers comfort and control, ensuring that you […]
It’s good to talk
How to navigate financial conversations with your family Money, a subject often seen as taboo within family conversations, is surprisingly more entwined in your family’s affairs than you might think. Engaging in frank discussions about financial matters can create opportunities for strategic financial planning, potentially enhancing your family’s financial future. The sooner these discussions begin, […]
Bridging the pension generation gap
Urgency for younger generations to access improved financial education The chasm between generations regarding retirement prospects is glaringly apparent, as 78% of individuals believe their predecessors had more favourable pension plans or brighter retirement futures. According to recent research, this data highlights a stark revelation that underscores the urgency for younger generations to access improved […]
£32 billion hole in UK savings pots
Rise in living costs forcing many people to dip into their financial reserves The average cost of housing, food, and energy bills have increased by nearly £500 per month as of September last year compared to August 2022, according to statistics regarding the cost of living in the country[1]. This rise in living costs has […]
Treasure trove
£26.6 billion in forgotten pensions Did you know as many as 1 in 20 people could have a pension they didn’t think they had? Could that be you? It’s estimated £26.6 billion is currently trapped in forgotten pensions, averaging about £9,500 each[1].
Time to consider your financial resolutions?
Plan your financial blueprint for 2024 and beyond As we usher in 2024, it’s time to consider our financial resolutions. Many of us set New Year’s objectives, yet how many of us actually attain these goals? We all harbour unique financial dreams and aspirations, which may sometimes feel unattainable. In the intricate world of finance, […]