Inflation on your retirement income
Several strategies to lessen its impact on retirees The recent surge in inflation could be a source of worry if you’re a retiree relying on your pension for income. It’s natural to question the resilience of your retirement income plan in the face of escalating prices and how it might influence your lifestyle and long-term […]
The gender divide
Reflecting on 75 years of State Pensions In the 75 years since the inception of the State Pension, we’ve witnessed dramatic shifts in the workplace and significant strides towards gender equality. Yet, a stark reality remains: women are more likely than men to depend solely on the State Pension for their retirement income.
Immediate gains, long-term losses
The high price of halting pension contributions In times of financial stress or uncertainty, it may be tempting to hit pause on your pension contributions. However, before you do so, it’s essential to understand the long-term implications this decision may have on your retirement savings plan.
Fixed-income investments
Providing significant value in a diversified investment portfolio Fixed-income investments, often called bonds, offer a unique blend of benefits that can provide significant value in a diversified investment portfolio. They strike a balance between shares and cash regarding risk and return, offering a steady income stream. These are long-term investments sensitive to inflation and interest […]
Weathering the inflation storm
Is it time to diversify your portfolio? The mantra ‘Cash is king’ has echoed through the investment world for years. Cash forms the backbone of our society – it pays for our purchases, settles our debts, and serves as a liquid asset in tough times. As long as money spins the globe, many will uphold […]
Planning for a secure future
Financial freedom begins with a roadmap The journey to financial freedom begins with a roadmap. This crucial tool outlines your current financial situation and paves the way towards your desired destination – your financial goals. It’s time to ask yourself, what are these goals? Saving for retirement, building an investment portfolio, or establishing an emergency […]
Are you ready to invest?
Establishing safeguards before embarking on an investment journey Investing comes with its share of risks, which can sometimes lead to partial or total loss of your savings. Assessing your financial situation and establishing safeguards before embarking on an investment journey is essential.
Navigating the investment labyrinth
Plotting your financial journey with goals-based investing In a world where investors are flooded with many choices and investment routes, picking the path that aligns perfectly with your needs can be daunting. That’s where goals-based investing comes to your rescue.
Monetary matters
Decoding investment strategies for better financial decisions Entering the investment world can feel like deciphering an enigma, particularly for beginners. The vast array of options and approaches can often lead to bewilderment. However, the first crucial step on this journey is to identify your financial aspirations.
Unravelling your investment decisions
Pinpointing potentials to enhance your savings and investments Regular financial health checks are vital to maintain a firm grip on your monetary resources. By conducting a personal financial audit, you can uncover areas ripe for increased savings and investment.