Secure your financial future
Pensions
Unbiased, comprehensive pension advice to help you make informed decisions about your retirement.
Pensions
We all dream of a secure, comfortable and fulfilling retirement.
However, turning that vision into a reality requires careful planning.
At Belper IFS, we understand how vital a solid pension strategy is for achieving your retirement goals. Our team of dedicated financial advisers is here to guide you through the complex world of pensions, providing personalised solutions that align with your specific needs and aspirations.
Whether it’s maximising your contributions, optimising your investment choices, or ensuring a steady income during retirement, we’re committed to helping you build a solid financial foundation for the future you envision. Trust us to help you realise your retirement dreams.
Independent & impartial
How we work
When you choose us for your pension planning, we provide comprehensive independence advice and guidance to transform your retirement dreams into tangible goals.
We’ll begin by gaining a deep understanding of your financial situation, including your income, expenses, assets and risk tolerance. With this knowledge, we identify your short-term and long-term retirement objectives, crafting a tailored investment strategy to realise them. This means looking at your existing arrangements first to see how these can help, or hinder, your plans.
Managing risk effectively is paramount in pension investments, so we adopt a holistic approach to financial planning. We’ll explore the market to curate a well-rounded investment portfolio, handpicking solutions that suit your needs. By carefully balancing risk with reward, we’ll ensure your pension strategy aligns with your priorities and aspirations.
Our team will demystify the various investment options available, empowering you to make informed decisions.
Your investment preferences
Understanding risk is a vital part of the investing equation.
But it’s also very significant for us to understand your investment preferences.
Ethical investment is becoming an increasingly high priority for investors.
Climate awareness and treating and protecting sustainable assets and services can be an integral part of the investing criteria for some. Investments demonstrating responsibility shown by companies towards people or the environment can also be factored into modern investment solutions, whether in a pension or investment. If making a difference by positive impact investing is central to your beliefs and values, we’ll work with you to build a bespoke solution that meets these preferences.
Stress test and management
Not all investments perform as expected all the time. While past performance isn’t necessarily a guide to future performance, we can model the impact and consequences of unexpected under performance. We can stress test the impact of under-performance and identify the consequences should this happen on your financial position, so you can understand the risks and make the right choices.